What is the difference between a class 1 class 2 Trailer Hitches?

I need to buy a Cargo Carrier for my car.

I have a 2005 Chrylser Sebring Convertible (yes, I know)

Anyway, I know it will fit a Class 1, 1.25" Trailer Hitch. However is it any different for a Cargo Carrier? If not, would it matter if I just bought a Cargo Carrier that says it is only for a Class 2, but still fits a size 1.25"?

I'm having a Suer Hard time finding anything that I Need to use for the car, lus I have a bike I want to take with me and it is really hard to find a Class 1 anything size 1 1/4" that will fit a Adult Size bicycle and a Cargo carrier for my car.

Can you use a class two, 1-1/4" Cargo Carrier in my case? Or?
I should add, I am looking for a a BACK CARGO CARRIER, Not for my roftop, since I do have a Convertible. (Soft Top Car)

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